Blog Highlights

Recent Posts
Aug 5, 2025 Join the Movement—Help Make Honest Lending the Norm
Jul 15, 2025 Embedded Lending Explained: How Xero, Shopee, Stripe & More Are Changing Business Finance
Jul 9, 2025 Why Accountants and Financial Planners Should Start To Assist Their Clients with Loans
Pinned Posts
Aug 5, 2025 Join the Movement—Help Make Honest Lending the Norm
Jun 25, 2025 Loan Brokers: 10 Insider Tips Every SME or borrower Should Know
Jun 4, 2025 The Dirty Secret Behind “Loan Comparison” Sites

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You wouldn’t pick a loan blindfolded—so don’t.
Our blog helps you decode your options with real tips and insights.

Fighting Clickbaits

Join the Movement—Help Make Honest Lending the Norm

05 Aug, 2025 BY Daniel Tan

Ever clicked on an ad promising “low interest rates,” “instant approval,” or claiming to be “officially appointed by chambers”? You’re not alone. These clickbait tactics aren’t just marketing— they’re the frontline in a larger, unregulated war for your trust (and your wallet). We’ve

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Get instant loan offers where you need them—at checkout, on invoices, or inside your business dashboard. Discover how embedded lending is making finance faster and more convenient for everyone.

Embedded Lending Explained: How Xero, Shopee, Stripe & More Are Changing Business Finance

15 Jul, 2025 BY Daniel Tan

Embedded lending is a fast-growing trend where non-financial companies (such as e-commerce platforms, SaaS tools, or even ride-hailing apps) offer loans or credit options to their users directly within their own apps or websites. This approach allows users to access financing at the exact moment they need it—without ever having to visit a ban

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insurance agent and accountant doing cash flow analysis and retirement planning

Why Accountants and Financial Planners Should Start To Assist Their Clients with Loans

09 Jul, 2025 BY Daniel Tan

In the fast-evolving world of personal finance and business growth, accountants and financial planners have increasingly become trusted advisors, guiding clients on everything from tax strategy to retirement planning. Adding loans to their advisory offerings can not only deepen client relationships but also bring significant value to clients. Here&

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Loan broker conflict of interest.

Loan Brokers: 10 Insider Tips Every SME or borrower Should Know

25 Jun, 2025 BY Daniel Tan

Unlike in the US and UK, where regulations like the Truth in Lending Act(TILA) and Consumer Credit Act have been in place since the 1970s - there is currently no regulation on brokers in Singapore or if one even needs to set up a company or be a formal representative of a brokerage. Sometimes all they get is a company name card while working anothe

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DUNS vs ACRA UEN number

ACRA Number vs DUNS Number: Do Singapore Businesses Need Both?

24 Jun, 2025 BY Daniel Tan

A DUNS number—short for Data Universal Numbering System—is a unique, 9-digit identifier issued by Dun & Bradstreet (D&B). It acts like a global business passport, helping verify a company’s identity and track its financial and credit history internationally. Introduced in 1963, the DUNS number has become a trusted standar

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Plan for better cash flow.

7 Smart Ways How Singapore SMEs Can Improve Cash Flow Instead of Taking a Loan.

23 Jun, 2025 BY Celest Teo

How to Improve Cash Flow Without Taking a Loan When cash gets tight, many business owners instinctively look to loans as the first solution. But borrowing isn’t the only way to ease a cash crunch. Before you take on debt, here are several strategies to improve your business’s cash flow. 1. Speed Up Your Inflows The faster you get p

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shady agent

Real Estate, Insurance, Loans - How Commission-Based Advice Can Work Against You

06 Jun, 2025 BY Daniel Tan

Whether you're buying a home, taking a loan, or getting insured — Do your advisor or agent recommend what’s best for you — or what pays them more? In many industries — including loans, insurance, and real estate — loan brokers and agents can earn different commissions depending on which product or provider they recomm

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Comparison Website—Think You’re Comparing Loan Offers? You Might Just Be Seeing Ads.

The Dirty Secret Behind “Loan Comparison” Sites

04 Jun, 2025 BY Daniel Tan

Some platforms that call themselves 'comparison websites' are actually pay-to-play advertising channels. While these platforms claim to help you compare loans objectively, regulators from the U.S. to Australia are uncovering a different reality: many of these so-called tools are paid to show you what they want you to see. At FindTheLoan.com, we c

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single or multiple shareholder

Should all shareholders be guarantors to a loan?

22 Apr, 2025 BY Lee Shuen Min

When a company seeks financing, especially for smaller enterprises or startups, shareholders often face the choice between collectively guaranteeing a business loan or having a single shareholder apply and provide a loan personally to the company. Each approach carries distinct advantages and disadvantages. Single Shareholder Lending to the Compa

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moneylender vs loanshark

Licensed Moneylenders vs Loan Sharks

16 Apr, 2025 BY Celest Teo

Sometimes, you need money fast. Whether it's for a sudden emergency or a cash flow for your business, turning to a moneylender might be the way to go when borrowing from banks isn’t feasible.  Here is a quick snapshot between the 2 :  Criteria Bank Loans Licensed Moneylenders Interest Rates Typicall

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