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Our blog helps you decode your options with real tips and insights.

Your Credit Card Has a Cold War Secret — And Why You Should Stop Swiping It Overseas

31 Mar, 2026 BY Daniel Tan

In 1945, a group of Soviet children presented the US Ambassador in Moscow with a beautiful hand-carved wooden replica of the Great Seal of the United States. A thoughtful diplomatic gift. It was hung proudly in the Ambassador's study. What nobody knew? Hidden inside was a listening device — one with no battery, no wires, and no visible elect

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To become better at prompt engineering, learn how to think like a manager.

30 Mar, 2026 BY Daniel Tan

Many people believe prompt engineering is about finding the perfect sentence to give an AI model. While it does matter, this view misses the other techniques. While we built our latest product, MeetWithMe.ai, an AI scheduling assistant, in just three months, my engineers faced many struggles initially. I quickly realized that they were using AI li

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Where Momentum Is Lost. The Quiet Problem of Coordination. Introducing our new product MeetWithMe.AI!

23 Jan, 2026 BY Daniel Tan

Most teams don’t lose momentum because of bad decisions. They lose it in the gaps between decisions. At FindTheLoan.com.com, we deal with complex, time‑sensitive conversations every day—borrowers, lenders, partners, investors, and internally, teammates. The actual work is rarely the problem. What quietly slows everything down is coor

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When AI Makes Content Publishing Easy, Financial Accuracy Becomes Hard

14 Jan, 2026 BY Daniel Tan

As artificial intelligence dramatically lowers the cost and effort required to produce written content, the volume of explanatory material now circulating online has grown at an unprecedented pace. This shift is often celebrated as a democratization of knowledge. Yet in practice, it also introduces a quieter but more serious risk: the widespread no

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What is a Credit report, and can you really get a loan without it?

26 Nov, 2025 BY Daniel Tan

A credit report is a comprehensive record of an individual’s or company’s credit history and financial behaviour (or lack thereof), compiled by credit reporting agencies using information from lenders, creditors, and other financial institutions. When determining if you are eligible for a loan or at what quantum or interest rate, lende

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Borrowers Are Being Misled at Scale. (And Why We Need Your Help to Stop Them)

20 Nov, 2025 BY Daniel Tan

The loan market is getting more confusing, and the public can no longer tell who’s being honest. We need your help, because this affects you more than you think. We started FindTheLoan.com with a simple goal. The subprime mortgage crisis and the many laws and lawsuits that regulators from the UK to the US have taken since then all point to t

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From Lobsters to Loans: How Marketing Turns Myths Into ‘Reality’

18 Nov, 2025 BY Chen Huimin

Industries have always shaped what we think is normal, valuable, or "the way things have always been." Sometimes it’s harmless. Other times, it changes entire markets, behaviours, and spending patterns. One of the clearest examples is lobsters: once considered poor man’s food and even served to prisoners, they only became a luxury after

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Why We Build Our Own AI Tools — And You Can Use Them Too For Free!

17 Nov, 2025 BY Daniel Tan

At FindTheLoan, we’ve always believed that AI shouldn’t just power products — it should make everyday work easier too. Over the past months, we’ve quietly built small internal tools that solve real problems our team (and many others) face daily. A few have proven useful enough that we decided to make them public for free. E

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Why MAS’s New Digital Advertising Rules Matter — and Why Borrowers Should Pay Attention

30 Oct, 2025 BY Celest Teo

The Monetary Authority of Singapore (MAS) has released its new "Guidelines on Standards of Conduct for Digital Advertising Activities." They sound technical, but here’s why they matter: these rules are meant to ensure that ads for financial products — from bank loans to investment platforms — are fair, clear, and not misleading.

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When Banks Say No.

13 Oct, 2025 BY Celest Teo

When SMEs and borrowers think about business financing, banks are often the first to come to mind. But non-bank lenders are now playing an increasingly important role in filling the funding gap that traditional banks can’t always meet. 1. Non-banks serve businesses that banks can’t Banks are bound by strict lending frameworks. They pr

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