This Privacy Policy outlines how FindTheLoan.Com and its operator Fundomni Pte Ltd and/or affiliates may collect, use, store, disclose or otherwise process personal data you provide to us when you access and use our service. This Policy should be read in conjunction with the Platform’s Terms of Use and other related such terms. We reserve the right to amend our Privacy Policy without notice by amending this page which you should check them whenever you use this Platform.

Use of Cookies

Cookies are files with a small amount of data, sent to your browser from a website etc. Cookies allow your browser to remember some specific information which the web server can later retrieve and use to improve your experience of your use, such as not having to enter your login address each time.

If you choose to reject cookies, you may still use our platform though your access to some functionality and areas of our platform may be affected. You can also directly control what cookies are allowed by adjusting the settings in your browser. When you give your consent for third-party cookies, we or our service providers may use this information to perform data analytics and gather insights about how our users use our service, so we may improve on our platform, design better advertisements in the future and to measure the overall effectiveness of it.  Your privacy matters to us and we do not sell your data to advertisers.

Collection, Storage and Use & Disclosure of Personal Data

We may collect other personal information that can identify you when you provide personal information through the Platform or to us or when you wish to be included in an email or mailing list or such other initiatives. This may include the interactions our users have with our platform & the type of device you used. The information may be stored on servers located in Singapore or such other country or territory as may be permitted by law.

We may also collect, use and share your data for the following purposes:

•             performing obligations in the course of or in connection with our provision of the goods and/or services requested by you;

•             verifying your identity;

•             data analysis, research and otherwise build and improve our platform;

•             remuneration of involved parties;

•             responding to, handling, and processing queries, requests, applications, complaints, and feedback from you;

•             managing your relationship with us;

•             any other specific purposes for which you have provided the information for;

•             To detect security incidents and protect against malicious, deceptive, fraudulent or illegal activity, including, when necessary, to prosecute those responsible for such activities.

If you provide us with any Personal Data relating to a third party (e.g., information on your spouse, directors, shareholders, customers and/or employees), by submitting such information to us, you represent to us that you have obtained the consent of such third party to you providing us with their Personal Data for the respective purposes and they are agreeable to our Privacy Policy, and related policies.

When we share the Personal Information you voluntarily provided us and on your behalf, we will take steps to protect your information. However, you agree that we cannot be responsible for the actions, such as of the Financing Partners, with respect to their use and handling of your personal data and that you shall have no legal recourse whatsoever against us in respect of these third-party actions. Should you wish to learn more about the privacy practices of these third parties, please visit the websites of those third parties. The purposes listed in the above clauses may continue to apply even in situations where your relationship with us has been terminated or altered in any way, for a reasonable period thereafter.

Protection of Personal Data

To safeguard your personal data from unauthorised access, collection, use, disclosure, copying, modification, disposal, or similar risks, we have introduced appropriate measures such as encryption to secure all storage and transmission of personal data by us.

We are not liable for any damages resulting from any security breaches, due to unauthorised and/or fraudulent use of your username and password.

Accuracy of Personal Data.

Where you provide personal data to us, you shall take reasonable effort to ensure that the personal data is accurate and complete before providing it to us. Fundomni Pte Ltd shall put in place adequate measures to ensure that the personal data in its possession or control remain or is otherwise accurate and complete. In any case, Fundomni Pte Ltd shall take steps to correct any errors in the personal data, that you are unable to amend by yourself by logging into your account, as soon as practicable upon your written request.

Business Transactions

If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We aim to provide ample notice before Your Personal Data is transferred and becomes subjected to a different Privacy Policy in such instances.

Withdrawing Your Consent

The consent that you provide for the collection, use and disclosure of your personal data will remain valid as permissible by law until such time it is being withdrawn by you in writing which you may do so anytime with reasonable notice, to request us to stop using and/or disclosing your personal data for any or all of the purposes listed above by submitting your request in writing to us. You may be subjected to a small administrative fee to meet our cost in processing your request. Please again note that withdrawal of your consent may impact our ability to render our Service and your use of the Platform.

Please note that withdrawing consent does not affect our right to continue to collect, use and disclose personal data where such collection, use and disclosure without consent is permitted or required under applicable laws.

For withdrawal of Personal Data from our Financing Partners which you had decided to voluntarily send the information to, for your enquiry or use of the platform, please contact them directly.