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What is a loan marketplace and how are you different from a comparison website or from using a broker? Sep 27, 2024 - Daniel Tan

Grateful a loan broker was able to surprisingly help you get a loan when no one else was? You could be unknowingly participating in fraud. May 30, 2024 - Daniel Tan

Event : "Financing Options for your Business Venture" Jul 27, 2023 - Daniel Tan

Innovation in alternative credit data & AI credit scoring is a double-edged sword for borrowers

Author: Daniel Tan

Written at: 03 Feb, 2025

Dynamic pricing has been a controversial practice as it raises ethical questions about fairness and transparency. Instead of prices fluctuating due to supply and demand, e-commerce and hotel booking websites have been subjected to scrutiny; prices may vary based on a user's browsing behaviour, location, and potentially their perceived willingness

Venture Debt: How it stacks up against loans

Author: Daniel Tan

Written at: 22 Jan, 2025

What is Venture Debt Venture debt is a form of financing specifically designed for more often than not, venture-backed startups. It is typically offered as a supplement to equity financing and is aimed at providing companies with additional runway or funding for specific needs. This financing method has gained popularity in Singapore and Southeast

Evaluate Loan Terms: When it makes more sense to go for a more expensive loan offer?

Author: Daniel Tan

Written at: 14 Jan, 2025

Choosing the right loan is not always about finding the lowest interest rate. Sometimes, the deciding factor is the loan quantum (amount borrowed) or the tenure (repayment period). These elements can significantly impact your financial situation, influencing why one offer might be more attractive than another. These factors are interconnected with

Equity fundraising: venture studio vs incubator vs accelerator

Author: Lee Shuen Min

Written at: 23 Dec, 2024

In the entrepreneurial ecosystem, terms like "venture studio," "accelerator," and "incubator" often come up when discussing about equity fundraising. While all three may provide equity funding, they operate differently and cater to startups at various stages of their development. What is a Venture Studio? A venture studio, also known as a s

Illegal Moneylenders in Singapore: A Threat Closer Than You Think

Author: Daniel Tan

Written at: 10 Dec, 2024

Very often, people may overlook the threat of illegal moneylenders, assuming they are too wise to fall into their trap. However, when a neighbour or a domestic worker borrows from such lenders, the trouble can still land at your doorstep. Such is the case for Mr Alan, who received 120 calls over three days from various unlicensed m

The entrepreneur’s dilemma: Fundraising or taking a loan?

Author: Daniel Tan

Written at: 27 Nov, 2024

Fundraising investments or taking a loan is a question, I often see being asked on Facebook groups for entrepreneurs or aspiring entrepreneurs. This article will break down all the pros and cons so that any entrepreneur deciding between the 2, may make a more informed decision.Fundraising (Equity Financing) Pros: No Repayment Obligations: Inve

What Is a Unique Entity Number (UEN) & What Is Its Importance?

Author: Grof.co X FindTheLoan

Written at: 13 Nov, 2024

Navigating business operations in Singapore starts with understanding the Unique Entity Number (UEN) – a government-issued ID for businesses. The UEN is like an NRIC for people in Singapore, providing a unique and permanent identifier for companies to interact with regulatory bodies. This guide jointly produced with our partner Grof.co, will

Don't be clickbait by fancy loan types that don't exist!

Author: Lee Shuen Min

Written at: 11 Oct, 2024

Have you ever seen ads for loan types like Tech Startup Loan, Nail Salon loans, Medical loans, Fashion Boutique loans and Aquarium Shop loans? These are just clickbaits. Just like investors diversify their portfolios by investing in various industries, lenders need to diversify their customer base and do not want to attract borrowers from on

What is a loan marketplace and how are you different from a comparison website or from using a broker?

Author: Daniel Tan

Written at: 27 Sep, 2024

1)Review websites can help you choose the best credit card, the best savings account and so on with their extensive research on standardized products. But without access to your individualized profile, it might not be very helpful when it comes to taking a loan. “Up to $$$” and “as low as x%” mean nothing if they d

Mastering Cash Flow: Avoiding the Top 10 Pitfalls That Stifle Business

Author: Grof.co X FindTheLoan

Written at: 23 Sep, 2024

This article is co-authored by Grof Singapore and FindTheLoan.com. Effective cash flow management is the lifeblood of any thriving business. Yet, even seasoned business owners often stumble into unexpected financial traps that jeopardise their company's future. By understanding the most common cash flow management mistakes and proactively implemen

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