Blog Highlights
Recent Posts
Pinned Posts
We believe in sharing knowledge freely. Anyone — whether a company, website, or individual — may republish our articles online or in print for free under a Creative Commons license. (This applies to full republishing, not just casual sharing on social media — feel free to use the share buttons as you like!)
- All hyperlinks must be retained, as they provide important context and supporting sources.
- You must include clear credit with a link to the original article.
- If you make edits or changes, please note that modifications were made and ensure the original meaning is not misrepresented.
- Images are not transferable and may not be reused without permission.
You wouldn’t pick a loan blindfolded—so don’t.
Our blog helps you decode your options with real tips and insights.
Borrowers Are Being Misled at Scale. (And Why We Need Your Help to Stop Them)
20 Nov, 2025 BY Daniel Tan
The loan market is getting more confusing, and the public can no longer tell who’s being honest. We need your help, because this affects you more than you think. We started FindTheLoan.com with a simple goal. The subprime mortgage crisis and the many laws and lawsuits that regulators from the UK to the US have taken since then all point to t
Read More
From Lobsters to Loans: How Marketing Turns Myths Into ‘Reality’
18 Nov, 2025 BY Chen Huimin
Industries have always shaped what we think is normal, valuable, or "the way things have always been." Sometimes it’s harmless. Other times, it changes entire markets, behaviours, and spending patterns. One of the clearest examples is lobsters: once considered poor man’s food and even served to prisoners, they only became a luxury after
Read More
Why We Build Our Own AI Tools — And How You Can Use Them Too For Free
17 Nov, 2025 BY Daniel Tan
At FindTheLoan, we’ve always believed that AI shouldn’t just power products — it should make everyday work easier too. Over the past months, we’ve quietly built small internal tools that solve real problems our team (and many others) face daily. A few have proven useful enough that we decided to make them public for free. T
Read More
Why MAS’s New Digital Advertising Rules Matter — and Why Borrowers Should Pay Attention
30 Oct, 2025 BY Celest Teo
The Monetary Authority of Singapore (MAS) has released its new "Guidelines on Standards of Conduct for Digital Advertising Activities." They sound technical, but here’s why they matter: these rules are meant to ensure that ads for financial products — from bank loans to investment platforms — are fair, clear, and not misleading.
Read More
When Banks Say No.
13 Oct, 2025 BY Celest Teo
When SMEs and borrowers think about business financing, banks are often the first to come to mind. But non-bank lenders are now playing an increasingly important role in filling the funding gap that traditional banks can’t always meet. 1. Non-banks serve businesses that banks can’t Banks are bound by strict lending frameworks. They pr
Read More
From ChatGPT to Custom GPTs to AI agents, difference and how to take advantage of it now.
10 Oct, 2025 BY Celest Teo
Most ChatGPT Users Are Missing Its Best Feature Millions of people rely on ChatGPT daily to brainstorm ideas, write posts, or summarize reports. Yet, most never realize that ChatGPT can become something far more personal — a tool shaped entirely around your own tone, workflow, and goals. No coding required. That’s where Custom GPTs
Read More
ChatGPT Plus vs ChatGPT Team for your business.
13 Sep, 2025 BY Celest Teo
When people read up on ChatGPT Plus and ChatGPT Team (Business), the conversation often gets stuck on billing, usage limits, or access to agents like Deep Research or Codex. But here’s the truth: both Plus and Team already include those advanced agents. The real difference lies in collaboration — how work is shared, organized
Read More
This must be good content… Someone seems to have plagiarized us!
17 Aug, 2025 BY Daniel Tan
Without a large marketing budget, we have to rely on high-quality writing to attract newsletter subscribers. We focus on quality over quantity, writing about what consumers, SMEs, and borrowers truly care about. However, we know it still pales in comparison to the massive reach of larger companies with their large marketing budget. But here&rsquo
Read More
Make Honest Loans The Norm - Sign our petition to call for regulation to protect consumers.
05 Aug, 2025 BY Daniel Tan
Ever been promised bold claims by a broker or clicked on an ad promising “low interest rates, or claiming to be “officially appointed by chambers”? You’re not alone. These clickbait tactics aren’t just marketing— they’re the frontline in a larger, unregulated war for your trust (and your wallet). If we can
Read More
Embedded Lending Explained: How Xero, Shopee, Stripe & More Are Changing Business Finance
15 Jul, 2025 BY Daniel Tan
Embedded lending is a fast-growing trend where non-financial companies (such as e-commerce platforms, SaaS tools, or even ride-hailing apps) offer loans or credit options to their users directly within their own apps or websites. This approach allows users to access financing at the exact moment they need it—without ever having to visit a ban
Read More