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Aug 5, 2025 Make Honest Loans Practices the Norm - Sign our petition to call for regulation to protect consumers.
Jun 25, 2025 Loan Brokers: 10 Insider Tips Every SME or borrower Should Know
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You wouldn’t pick a loan blindfolded—so don’t.
Our blog helps you decode your options with real tips and insights.

savings or pay off debt

Rising interest rate. Should you save or pay down your debt?

07 Nov, 2023 BY Daniel Tan

With some banks in Singapore (Click here if you are keen to find out the difference between a neo bank & digital bank) increasing their flagship savings accounts for certain bonus tiers up to 7.8% a year, the saver in us may be tempted to start saving more for a rainy day. Having a good saving habit helps in life events like creating an emerge

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office buildings

How many lenders are there in Singapore?

25 Sep, 2023 BY Daniel Tan

Do you know how many lenders are there in Singapore? If you don't, don't worry. Many RMs that we spoke to don't know too! In fact, we recently did a poll and only 20% of bankers & RMs got it correct. That is because unlike banks and licensed moneylenders which fall under the Banking Act and Moneylender Act - which more people in finance are fa

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savings calculator

Things that affect your ability to get a loan or at the ideal interest rate.

10 Sep, 2023 BY Daniel Tan

This blog is a detailed version of what our CEO covered in the Financing Options For Your Business event. Imagine two loans that are both $300,000 and 5 years long, but one is at 3% and the other is at 3.50% per annum. That would give you a total interest of $45,000 versus $52,500 - a difference of $7,500! While it is very important to compar

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various financing options for your business

Event : "Financing Options for your Business Venture"

27 Jul, 2023 BY Daniel Tan

Main Organizers: ACE(Action Community for Entrepreneurs) and IES INCA (The Institution of Engineers, Singapore) Supporting Organizers: SGDCC(Singapore Digital Chamber of Commerce) As a leading foreign investment destination and financial and fintech hub in the region, Singapore is flushed with capital and no lack of companies offering financing i

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woman withdrawing money at bank's atm

Digital banks vs Neobanks.

17 Jul, 2023 BY Daniel Tan

Digital bank. Neobank. I'm sure recently, you have seen more and more of such terms with the decision by MAS to issue new digital banking licenses. But what is the difference between them? Well, it depends on who you ask. Sometimes, even those within the same bank will use the terms interchangeably. Most in banking would tell you digital banks or

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Singapore skyline

Other sources of financing for startups besides VCs

29 May, 2023 BY Daniel Tan

A healthy cash flow is essential to all businesses be it a tech startup or traditional business. While we celebrate the ramen entrepreneurs, debating about whether if it is better to bootstrap or fundraise for your startup, sometimes you just need money to make money, as the saying goes. From extra budgets in marketing so that more customers are a

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MRT and estate

Common mistakes made when refinancing property loan

29 May, 2023 BY Daniel Tan

An edited version of this can also be found in The Consumer, A publication of the Consumers Association of Singapore(CASE). at https://www.case.org.sg/wp-content/uploads/2023/06/TheConsumer2023Issue1.pdf A recent survey shows many homeowners are not even aware they can refinance their property. For those who know, there are often a few ma

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