We are Singapore’s first loan marketplace that connects you directly to various types of financial institutes, lenders and credit providers.
Saved in interest from our last 10 customers
Benefits
Funded by Enterprise Singapore, under the Startup SG Founder Programme, we are a fully digitalized loan marketplace, allowing you to reach multiple lenders directly without any human intervention, ensuring consumers receive unbiased offers.
Apply once, and let multiple lenders respond. No need to wait for a broker to “get back to you”.
It’s an open secret in the industry: brokers don’t always act in your best interest. That’s why countries like the US had to pass laws after their role in the subprime crisis. So go direct!
Learn MoreThose as low as rates? They’re rarely yours. We skip the bait and show you real numbers — directly from lenders.
Learn MoreNo more grappling with different jargon, confusing layouts, and inconsistent product names from each lender! No more submitting the same documents again and again for each lender—simply use a single interface to reach multiple lenders with just one application!
HOW IT WORKS
Be it for a personal emergency or cash flow for your business, let us find the right loan for you.
Effortlessly upload all necessary documents directly through our secure portal.
Receive and compare multiple tailored loan offers from various lenders. Our transparent breakdown helps you understand terms and rates, so you can make an informed decision with confidence.
RECOMMENDED
All testimonials are on LinkedIn so you know it’s real.
See all the fake reviews we caught“Addresses a problem well known in the loan brokerage industry. That is, loan brokers may not always hunt for the cheapest loans for their clients.”
Leslie Tay (CFA, FRM, CSCP, GSFP)
Vice President, Green Link Digital Bank
"I'm honoured to be part of a select few who got to witness the birth of his product. I'm confident that this can potentially be a game changer for this sector and look forward to seeing his effort come to fruition."
Gareth Tan
Director – Sales & Partnerships, South-East Asia, Zetl
“What a game-changer it would be when it launches! I don't think my business would ever rely on a loan broker to help with (our) cash flow.”
Sherman Foo
CEO, CMO, Lead Consultant & Board Level Advisor, S Capital Consolidated
“Revolutionising the lending ecosystem for lenders and borrowers”
Ivan McAdam O’Connell
Ex COO, HSBC
“The loan industry in SEA presents immense opportunities due to its growing demand for accessible credit solutions. Innovations like FindTheLoan.com create real impact by improving transparency and efficiency in lending.”
Alan Li
Founder, Quantech Co. ltd, Our investor.
“FindTheLoan, a dynamic marketplace for individuals or businesses that require financial solutions.”
Marc Cheng
CEO, Orange credit Pte Ltd.
“Value proposition to bring an independent ecosystem to empower SMEs to navigate through a current fragmented lending space. I'll highly recommend SMEs and lenders and other interested parties to approach.”
Roland Tay
Invoice Interchange, Senior Business Development Manager.
“A true marketplace bringing buyers and sellers together at a critical juncture for customers when capital is required for growth!”
Joseph Lim
Managing Partner – Asia, Bizcap Singapore.
“Looking forward to his successful launch of Singapore's first true digital loan marketplace and, most importantly, many more successful launches around the region. Interested investors, please connect with him before the opportunity goes begging!”
Teo Teck Loon, MBA
Head, Business Implementation, Change & Transformation Office, BNP Paribas.
“While innovation and technology are in our DNA and SMEs can enjoy a fast and seamless experience, that may not be the case if SMEs found us via intermediaries. Working with FindTheLoan.com allows us to phase out these delays and continue to support more SMEs in Singapore in a speedy method.”
Renee Pak
Sales Director at Funding Societies Singapore.
How are we different?
| Interest Rate* | |
|---|---|
| CIMB Personal Loan | 3.38% |
| HSBC Personal Loan | 2.92% |
| UOB Personal Loan | 2.88% |
| SCB Working Capital Loan | 5.88% |
| OCBC Working Capital Loan | 4.98% |
The tables and data presented are meant for illustrative purposes only.
These rates are usually “advertisements” and not what you actually qualify for. Fine print is hidden somewhere.
Wouldn’t you like to know your actual loan size, interest, and tenure instead of some best-case scenarios?
Many brokers claim to be a platform or marketplace -- but look closer and you will often see references to a loan consultant or specialist.As more brokers engage in misleading ads, others follow suit — leading to a race to the bottom in transparency. Borrowers may be misled into making uninformed decisions.
FindTheLoan.com let you skip the middleman and apply to multiple lenders directly. One application. One dashboard. A more transparent and unbiased experience.
"Loan brokers may not always hunt for the cheapest loans for their MSME clients.
I look forward to seeing MSME's and FIs reap the benefits (of FindTheLoan.com) via a more transparent and efficient loan matchmaking process."
- Leslie Tay, VP, Sales & Distribution, Green Link Digital Bank
REFER AND EARN
Are you a real estate agent or vendor? A wealth manager or accountant? Are you looking to add value to your client with other finance matters? Does helping your customer get a loan means more business for you?
Refer to us
BLOG
Borrow Smarter with Every Article.
FAQ
FindTheLoan.com lets you apply once and view personalized loan offers from multiple lenders—no need to jump from site to site. Unlike "comparison" websites that show only estimated rates, it delivers real, lender-approved offers tailored to your actual profile.
We are the first platform in Singapore that connects borrowers directly to multiple lenders without any human intervention. By cutting out agents, the platform removes loan broker bias (e.g introducing expensive bank rates at your expense) and reduces the risk of mis-selling. Everything happens online, securely and transparently, so you can compare real offers side by side and make informed borrowing decisions with full control.
Give us a try — it’s free to get your personalized loan offers today!
Just like a renovation company or a web agency can't quote a price without first understanding your needs, lenders cannot tell you how much you can borrow or what rate you will get until they have assessed your credit profile.
Loan amounts and interest rates vary because every individual has a different credit score and other key factors, as detailed in our guide on how lenders determine loan offers. Without applying directly to lenders and submitting all required documents — as you do through our platform — you cannot know for sure what each lender can offer or compare offers meaningfully.
Review websites often create a false sense of how loan rates work, which is why many countries are now starting to ban them.
FindTheLoan.com helps you reach multiple lenders with just one submission. Think of us as a CRM tool — you send one enquiry, and multiple lenders reply directly in your dashboard after assessing your application, making real offer comparisons easy.
Yes, you can! Lenders are generally open to lending to foreigners, as long as there are legal safeguards to ensure repayment. For example, they often require valid Singapore work passes that extend beyond the loan tenure, giving them legal recourse if needed.
Licensed moneylenders also have annual quotas for how many loans they can give to foreigners. By applying online through our platform, you avoid walking into a lender that’s already hit its quota — saving time and unnecessary trips. Plus, getting offers from multiple lenders at once helps you compare and save on fees and interest.
Check out this article to learn more about Licensed Moneylenders vs Loan Sharks.
To begin, sign up or apply directly on our platform.
If you're a business, please read our FAQ for company loans instead.
Many loan brokers — or their websites — claim fast turnaround times, even though they have no control over lenders who don’t actually work for them. As more brokers engage in false advertising, others feel pressured to do the same, triggering a race to the bottom in transparency. This ultimately hurts borrowers, who are left without a reliable way to evaluate or choose brokers.
At FindTheLoan.com, we can only state that many of our financing partners typically respond to enquiries within hours. However, response time varies based on factors such as your risk profile, loan amount, loan type, and the lender’s current workload.
To better understand the downsides of relying on loan brokers, read our article:
What if I still prefer to use a loan broker?
Ready to begin?
Sign up and apply through our platform here — it's quick and free.
Yes, it is! In fact, the greatest cost you probably have to think about is the higher interest rate or fees you may end up paying when you are not comparing around for a cheaper loan! There is no broker fee and you connect to multiple lenders directly, allowing you to avoid the problems some may bring.
To get started, sign up/apply here.
For personal loans, we work with lenders from various categories that are not as strict as a bank.
For business loans, as an officer of the company, your ability to manage your personal finances is often taken into consideration. This is especially true in Singapore, where company officers often act as guarantors — the “second line of defence” for lenders. If your company's financials are weak, your chances of securing a business loan may be lower, or you may face higher interest rates if your personal credit is poor. Some companies even change their appointed officers for this reason.
To understand why this matters, read our FAQ on when shareholders’ and directors’ NOAs are required for business loans.
Alternatively, you can consider loans such as Merchant Cash Advance or Invoice Financing, which place less emphasis on repayment ability and more on projected transactions. Secured options like Secured Overdraft or Property Gear Up loans are also available — these rely more on collateral than credit score.
To learn more about other loan types, visit our Glossary — or get started with your loan search here.
FindTheLoan.com is a proud member of SGTech
One-stop-shop for entrepreneurs to start & grow their business
Digital marketing and web development services
Your key to successful startup equity fund raising
Free multi-currency account that can hold 50+ currencies.
Selected participant of HKSTP BFSI accelerator
Selected participant of FWD Start-Up Studio
Do business like a local with WorldFirst
Streamline Work: Track, Schedule & Pay with Ease!
Accept all payment methods, anywhere you sell!
Connecting early-stage startups with over 80 investors
Expand without borders—GoGlobal makes global growth easy
