We are Singapore’s first loan marketplace that connects you directly to various types of financial institutes, lenders and credit providers.
Saved in interest from our last 7 customers
Benefits
Funded by Enterprise Singapore, under the Startup SG Founder Programme, we are a fully digitalized loan marketplace, allowing you to reach multiple lenders directly without any human intervention, ensuring consumers receive unbiased offers.
Apply once, and let multiple lenders respond. No need to wait for a broker to “get back to you”.
Learn More
It’s an open secret in the industry: brokers don’t always act in your best interest. That’s why countries like the US had to pass laws after their role in the subprime crisis. So go direct!
Learn MoreThose as low as rates? They’re rarely yours. We skip the bait and show you real numbers — directly from lenders.
Learn MoreNo more grappling with different jargon, confusing layouts, and inconsistent product names from each lender! No more submitting the same documents again and again for each lender—simply use a single interface to reach multiple lenders with just one application!
How are we different?
| Interest Rate* | |
|---|---|
| CIMB Personal Loan | 3.38% |
| HSBC Personal Loan | 2.92% |
| UOB Personal Loan | 2.88% |
| SCB Working Capital Loan | 5.88% |
| OCBC Working Capital Loan | 4.98% |
The tables and data presented are meant for illustrative purposes only.
These rates are usually “advertisements” and not what you actually qualify for. Fine print is hidden somewhere.
Wouldn’t you like to know your actual loan size, interest, and tenure instead of some best-case scenarios?
Many brokers claim to be a platform or marketplace -- but look closer and you will often see references to a loan consultant or specialist. As more brokers engage in misleading ads, others follow suit — leading to a race to the bottom in transparency. Borrowers may be misled into making uninformed decisions.
FindTheLoan.com let you skip the middleman and apply to multiple lenders directly. One application. One dashboard. A more transparent and unbiased experience.
"Loan brokers may not always hunt for the cheapest loans for their MSME clients.
I look forward to seeing MSME's and FIs reap the benefits (of FindTheLoan.com) via a more transparent and efficient loan matchmaking process."
- Leslie Tay, VP, Sales & Distribution, Green Link Digital Bank
HOW IT WORKS
Be it for a personal emergency or cash flow for your business, let us find the right loan for you.
Effortlessly upload all necessary documents directly through our secure portal.
Receive and compare multiple tailored loan offers from various lenders. Our transparent breakdown helps you understand terms and rates, so you can make an informed decision with confidence.
RECOMMENDED
All testimonials are on LinkedIn so you know it’s real.
See all the fake reviews we caught“Addresses a problem well known in the loan brokerage industry. That is, loan brokers may not always hunt for the cheapest loans for their clients.”
Leslie Tay (CFA, FRM, CSCP, GSFP)
Vice President, Green Link Digital Bank
"I'm honoured to be part of a select few who got to witness the birth of his product. I'm confident that this can potentially be a game changer for this sector and look forward to seeing his effort come to fruition."
Gareth Tan
Director – Sales & Partnerships, South-East Asia, Zetl
“What a game-changer it would be when it launches! I don't think my business would ever rely on a loan broker to help with (our) cash flow.”
Sherman Foo
CEO, CMO, Lead Consultant & Board Level Advisor, S Capital Consolidated
“Revolutionising the lending ecosystem for lenders and borrowers”
Ivan McAdam O’Connell
Ex COO, HSBC
“The loan industry in SEA presents immense opportunities due to its growing demand for accessible credit solutions. Innovations like FindTheLoan.com create real impact by improving transparency and efficiency in lending.”
Alan Li
Founder, Quantech Co. ltd, Our investor.
“FindTheLoan, a dynamic marketplace for individuals or businesses that require financial solutions.”
Marc Cheng
CEO, Orange credit Pte Ltd.
“Value proposition to bring an independent ecosystem to empower SMEs to navigate through a current fragmented lending space. I'll highly recommend SMEs and lenders and other interested parties to approach.”
Roland Tay
Invoice Interchange, Senior Business Development Manager.
“A true marketplace bringing buyers and sellers together at a critical juncture for customers when capital is required for growth!”
Joseph Lim
Managing Partner – Asia, Bizcap Singapore.
“Looking forward to his successful launch of Singapore's first true digital loan marketplace and, most importantly, many more successful launches around the region. Interested investors, please connect with him before the opportunity goes begging!”
Teo Teck Loon, MBA
Head, Business Implementation, Change & Transformation Office, BNP Paribas.
“While innovation and technology are in our DNA and SMEs can enjoy a fast and seamless experience, that may not be the case if SMEs found us via intermediaries. Working with FindTheLoan.com allows us to phase out these delays and continue to support more SMEs in Singapore in a speedy method.”
Renee Pak
Sales Director at Funding Societies Singapore.
“What truly sets FindTheLoan apart from existing websites is that it is fully automated, with no human loan broker involved who might slow down the process or introduce conflicts of interest.”
Mohamed Ishak
MD, Dazzling Xchange Pte Ltd, Our Investor.
REFER AND EARN
Are you a real estate agent or vendor? A wealth manager or accountant? Are you looking to add value to your client with other finance matters? Does helping your customer get a loan means more business for you?
Refer to us
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Borrow Smarter with Every Article.
FAQ
We have seen brokers touting minimal documentation required, without explaining that you will be required to pay more than you need to. Please see simplified underwriting for more. We have also heard from lenders that brokers fraudulently create the missing documents they need.
They could also be clickbait, giving you only an "indicative" offer where you head down to the lenders based on the indicative quote and, upon requesting your MLCB/CBS on the spot, have to turn you away due to your DSR. Or if their sole goal is to just get you into the door first, before asking for more documents, delaying your applications.
(These are publicly posted information that you can easily find on Google.)
Many websites in the US have been sued for misleading "offers" and certain sales tactics. See examples of these incidents here and here.
As FindTheLoan.com allows you to connect to multiple lenders at once, our forms for some loan types or borrowing profiles might be slightly longer than a single lender's.
Personal information (such as NRIC/Passport number) is required when it is necessary to establish or verify an individual’s identity to a high degree of accuracy for KYC purposes. Income information (like credit report, CPF contribution, payslip and NOA) allows our Financing Partners to gauge your repayment ability or Debt Servicing Ratio.
When applying for a Business Loan, they are required to allow the lenders to know if you, as an officer of the company, have any bad credit or pending litigation, which may impact your ability to run the company or repay a loan - especially for countries such as Singapore, where shareholders are often the guarantors for many loan types.
While integrations like Singpass or Xero reduce some manual data entry, they typically only provide a limited set of information — not enough for full credit assessment. Most lenders still require additional details beyond what these integrations supply to complete the underwriting process.
Websites claiming to offer “loan applications” entirely via such integrations may be using simplified underwriting, but without informing the customers that they might be paying more.
They could also be clickbait, giving you only an "indicative" offer where you head down to the lenders based on the indicative quote and, upon requesting your MLCB/CBS on the spot, have to turn you away due to your DSR. Or if their sole goal is to just get you into the door first, before asking for more documents, delaying your applications.
Credit:This is a publicly made comment that you can find on review websites like Google, Seedly, etc.
Many websites in the US have been sued for misleading "offers" and certain sales tactics. See examples of these incidents here and here.
That said, these integrations will still help reduce some manual field-filling on our platform, and we plan to integrate them soon.
Many loan brokers — or their websites — claim fast turnaround times, even though they have no control over lenders who don’t actually work for them. As more brokers engage in false advertising, others feel pressured to do the same, triggering a race to the bottom in transparency. This ultimately hurts borrowers, who are left without a reliable way to evaluate or choose brokers.
At FindTheLoan.com, we can only state that many of our financing partners typically respond to enquiries within hours. However, response time varies based on factors such as your risk profile, loan amount, loan type, and the lender’s current workload.
To better understand the downsides of relying on loan brokers or how to better protect yourself, read our article:
What if I still prefer to use a loan broker?
To understand how the loan assessment process works and why it takes the time it takes, click here.
Ready to begin?
Sign up and apply through our platform here — it's quick and free.
FindTheLoan.com lets you apply once and view personalized loan offers from multiple lenders—no need to jump from site to site. Unlike "comparison" websites that show only estimated rates, it delivers real, lender-approved offers tailored to your actual profile.
Credit:This is a publicly made comment that you can find on review websites like Google and ironically, Seedly.
We are the first platform in Singapore that connects borrowers directly to multiple lenders without any human intervention. By cutting out agents, the platform removes loan broker bias (e.g introducing more expensive bank rates at your expense) and reduces the risk of mis-selling. Everything happens online, securely and transparently, so you can compare real offers side by side and make informed borrowing decisions with full control.
Give us a try — it’s free to get your personalized loan offers today!
Some brokers do help—especially if you're new to financing. But others overpromise, charge fees for doing very little, or worse—submit altered documents without your knowledge.
A good broker should save you time, not cost you peace of mind. And if you're being asked to sign an exclusive agreement, read the fine print carefully.
👉 We've broken down the 10 most common traps borrowers face when using a broker: Read the full article here. If you're considering one, this list could save you money and stress!
At FindTheLoan.com, we’re free to use; there are no broker fees and no brokers. Reach multiple lenders directly yourself in one single application.
Just like a renovation company or a web agency can't quote a price without first understanding your needs, lenders cannot tell you how much you can borrow or what rate you will get until they have assessed your credit profile.
Loan amounts and interest rates vary because every individual has a different credit score and other key factors, as detailed in our guide on how lenders determine loan offers. Without applying directly to lenders and submitting all required documents — as you do through our platform — you cannot know for sure what each lender can offer or compare offers meaningfully.
FindTheLoan.com helps you reach multiple lenders with just one submission. Think of us as a CRM tool — you send one enquiry, and multiple lenders reply directly in your dashboard after assessing your application, making real offer comparisons easy.
FindTheLoan.com is a proud member of SGTech
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