Our last 10 customers saved up to
$42,859.40 in interest and fees.
Proudly funded by Enterprise Singapore’s Startup SG Founder Programme.
Find The Loan that’s right for you—direct offers from multiple lenders,
all in one place. Simple. Fast. Transparent.
Filling out the same details over and over — just to see what each lender offers?
You could be focusing on your business.
Apply once, compare real offers, get back to growing your business.
Fast
Trustworthy
Reliable
Cover daily operational costs, bridge cash flow gaps, or manage seasonal fluctuations.
Fund research and development and introduce new products/services.
Open new locations, scale up production, or enter new markets.
From investing in human capital to upgrading your equipment to stocking up on inventories - FindTheLoan you need here.
Apply for Business Loan
Cover daily operational costs, bridge cash flow gaps, or manage seasonal fluctuations.
Fund research and development and introduce new products/services.
Open new locations, scale up production, or enter new markets.
From investing in human capital to upgrading your equipment to stocking up on inventories - FindTheLoan you need here.
Apply for Business Loan
RECOMMENDED
All testimonials are on LinkedIn so you know it’s real.
See all the fake reviews we caught“Addresses a problem well known in the loan brokerage industry. That is, loan brokers may not always hunt for the cheapest loans for their clients.”
Leslie Tay (CFA, FRM, CSCP, GSFP)
Vice President, Green Link Digital Bank
"I'm honoured to be part of a select few who got to witness the birth of his product. I'm confident that this can potentially be a game changer for this sector and look forward to seeing his effort come to fruition."
Gareth Tan
Director – Sales & Partnerships, South-East Asia, Zetl
“What a game-changer it would be when it launches! I don't think my business would ever rely on a loan broker to help with (our) cash flow.”
Sherman Foo
CEO, CMO, Lead Consultant & Board Level Advisor, S Capital Consolidated
“Revolutionising the lending ecosystem for lenders and borrowers”
Ivan McAdam O’Connell
Ex COO, HSBC
“The loan industry in SEA presents immense opportunities due to its growing demand for accessible credit solutions. Innovations like FindTheLoan.com create real impact by improving transparency and efficiency in lending.”
Alan Li
Founder, Quantech Co. ltd, Our investor.
“FindTheLoan, a dynamic marketplace for individuals or businesses that require financial solutions.”
Marc Cheng
CEO, Orange credit Pte Ltd.
“Value proposition to bring an independent ecosystem to empower SMEs to navigate through a current fragmented lending space. I'll highly recommend SMEs and lenders and other interested parties to approach.”
Roland Tay
Invoice Interchange, Senior Business Development Manager.
“A true marketplace bringing buyers and sellers together at a critical juncture for customers when capital is required for growth!”
Joseph Lim
Managing Partner – Asia, Bizcap Singapore.
“Looking forward to his successful launch of Singapore's first true digital loan marketplace and, most importantly, many more successful launches around the region. Interested investors, please connect with him before the opportunity goes begging!”
Teo Teck Loon, MBA
Head, Business Implementation, Change & Transformation Office, BNP Paribas.
“While innovation and technology are in our DNA and SMEs can enjoy a fast and seamless experience, that may not be the case if SMEs found us via intermediaries. Working with FindTheLoan.com allows us to phase out these delays and continue to support more SMEs in Singapore in a speedy method.”
Renee Pak
Sales Director at Funding Societies Singapore.
HOW IT WORKS
Be it for a personal emergency or cash flow for your business, let us find the right loan for you.
Effortlessly upload all necessary documents directly through our secure portal.
Receive and compare multiple tailored loan offers from various lenders. Our transparent breakdown helps you understand terms and rates, so you can make an informed decision with confidence.
Benefits
Funded by Enterprise Singapore, under the Startup SG Founder Programme, we are a fully digitalized loan marketplace, allowing you to reach multiple lenders directly without any human intervention, ensuring consumers receive unbiased offers.
Apply once, and let multiple lenders respond. No need to wait for a broker to “get back to you.”
It’s an open secret in the industry: brokers don’t always act in your best interest. That’s why countries like the US had to pass laws after their role in the subprime crisis. So go direct!
Learn MoreThose “as low as” rates? They’re rarely yours. We skip the bait and show you real numbers—directly from lenders.
No more grappling with different jargon, confusing layouts, and inconsistent product names from each lender! No more submitting the same documents again and again for each lender—simply use a single interface to reach multiple lenders with just one application!
How are we different?
| Interest Rate* | Maximum Loan Tenure | |
|---|---|---|
| CIMB Personal Loan | 3.38% | 5 Years |
| HSBC Personal Loan | 2.92% | 7 Years |
| UOB Personal Loan | 2.88% | 5 Years |
| SCB Working Capital Loan | 5.88% | 3 Years |
| OCBC Working Capital Loan | 4.98% | 4 Years |
The tables and data presented are meant for illustrative purposes only.
These rates are usually “advertisements” and not what you actually qualify for. Fine print is hidden somewhere.
Wouldn’t you like to know your actual loan size, interest, and tenure instead of some best-case scenarios?
Many brokers claim to be a platform or marketplace -- but look closer and you will often see references to a loan consultant or specialist.As more brokers engage in misleading ads, others follow suit — leading to a race to the bottom in transparency. Borrowers may be misled into making uninformed decisions.
FindTheLoan.com let you skip the middleman and apply to multiple lenders directly. One application. One dashboard. A more transparent and unbiased experience.
"Loan brokers may not always hunt for the cheapest loans for their MSME clients.
I look forward to seeing MSME's and FIs reap the benefits (of FindTheLoan.com) via a more transparent and efficient loan matchmaking process."
- Leslie Tay, VP, Sales & Distribution, Green Link Digital Bank
REFER AND EARN
Are you a real estate agent or vendor? A wealth manager or accountant? Are you looking to add value to your client with other finance matters? Does helping your customer get a loan means more business for you?
Refer to us
BLOG
Borrow Smarter with Every Article.
FAQ
FindTheLoan.com lets you apply once and view personalized loan offers from multiple lenders—no need to jump from site to site. Unlike "comparison" websites that show only estimated rates, it delivers real, lender-approved offers tailored to your actual profile.
We are the first platform in Singapore that connects borrowers directly to multiple lenders without any human intervention. By cutting out agents, the platform removes loan broker bias (e.g introducing expensive bank rates at your expense) and reduces the risk of mis-selling. Everything happens online, securely and transparently, so you can compare real offers side by side and make informed borrowing decisions with full control.
Give us a try — it’s free to get your personalized loan offers today!
Just like a renovation company or a web agency can't quote a price without first understanding your needs, lenders cannot tell you how much you can borrow or what rate you will get until they have assessed your credit profile.
Loan amounts and interest rates vary because every individual has a different credit score and other key factors, as detailed in our guide on how lenders determine loan offers. Without applying directly to lenders and submitting all required documents — as you do through our platform — you cannot know for sure what each lender can offer or compare offers meaningfully.
Review websites often create a false sense of how loan rates work, which is why many countries are now starting to ban them.
FindTheLoan.com helps you reach multiple lenders with just one submission. Think of us as a CRM tool — you send one enquiry, and multiple lenders reply directly in your dashboard after assessing your application, making real offer comparisons easy.
The Enterprise Financing Scheme (EFS) is a series of schemes, not a specific loan type. For example, the SME Fixed Asset scheme supports three types of loans: hire purchase, construction loan, and property/land loan. Meanwhile, the Project Loan scheme also covers construction loans but is intended specifically for construction enterprises. For the most updated details, please refer directly to Enterprise Singapore's official website.
We have included EFS as a "loan type" on our platform because many users were searching for it and found it strange not to be able to locate it. So, please continue by choosing the actual loan type (or visit our glossary for further guidance on the various loan types) you are looking for, where you can also enquire with our other financing partners who are not PFIs but offer similar loan types.
Since Enterprise Singapore shares the loan default risk with Participating Financial Institutions (PFIs), they may, in theory, offer higher loan amounts, longer tenures, or lower rates compared to their usual in-house rates. However, it's important to remember that it is still the same underlying loan type.
Many loan brokers — or their websites — claim fast turnaround times, even though they have no control over lenders who don’t actually work for them. As more brokers engage in false advertising, others feel pressured to do the same, triggering a race to the bottom in transparency. This ultimately hurts borrowers, who are left without a reliable way to evaluate or choose brokers.
At FindTheLoan.com, we can only state that many of our financing partners typically respond to enquiries within hours. However, response time varies based on factors such as your risk profile, loan amount, loan type, and the lender’s current workload.
To better understand the downsides of relying on loan brokers, read our article:
What if I still prefer to use a loan broker?
Ready to begin?
Sign up and apply through our platform here — it's quick and free.
With a wide category of financing partners, we do work with several lenders who are open to funding companies that have only been operating for a few months or are not yet profitable.
Lenders look at a variety of factors, and the more information you can provide, the better they can assess whether to lend to you — and at what rate. You may find it useful to read our article on what affects your ability to get a loan or a better interest rate or our FAQ on why these documents are needed.
If your business has been operating for less than 6 months and you don’t have enough bank statements or 2 years of financial statements to upload, simply continue to the next tab without uploading all of them. Lenders will assess based on what you submit and may request other documents through your dashboard to determine your lendability.
Alternatively, you can consider loans such as Merchant Cash Advance or Invoice Financing, which rely less on your company’s profitability and more on projected transactions.
Other secured options like Secured Overdraft or Property Gear Up loans are also worth exploring — they place more weight on the assets you can offer as security, rather than your financial track record.
For more details, visit our Glossary or ask our AI loan consultant by clicking the green round icon at the bottom right.
Get started with your loan search here — it’s free and fast.
Some brokers do help—especially if you're new to financing. But others overpromise, charge fees for doing very little, or worse—submit altered documents without your knowledge.
A good broker should save you time, not cost you peace of mind. And if you're being asked to sign an exclusive agreement, read the fine print carefully.
👉 We've broken down the 10 most common traps borrowers face when using a broker: Read the full article here. If you're considering one, this list could save you money and stress!
At FindTheLoan.com, we’re free to use; there are no broker fees and no brokers. Reach multiple lenders directly yourself in one single application.
FindTheLoan.com is a proud member of SGTech
SGTech is the leading trade association for Singapore's tech industry. Representing over 1,000 member companies ranging from top multinational corporations, large local enterprises, vibrant small and medium-sized enterprises, and innovative startups, it is the largest community in Singapore where companies converge to advocate for change and drive what enables tech innovation and accelerate tech adoption to spur greater sustainability in the sector.
SGTech's mission is to catalyse a thriving ecosystem that powers Singapore as a global tech powerhouse and celebrated its 40th anniversary in 2022 and our company (Fundomni Pte Ltd) is a proud member of SGTech
One-stop-shop for entrepreneurs to start & grow their business
Sleek is the SMEs’ all-in-one digital platform. It enables entrepreneurs and investors to register their company and manage their governance, accounting, and tax compliance online. Incorporate a company in Singapore, Hong Kong, the UK or Australia 100% remotely, file requests to your company secretary 24/7, start a business account and sign documents digitally with our eSignature tool SleekSign - all on our secure platform. Enter referral code: REFDCW7 for $100* off!
Service Offering:
Digital marketing and web development services
KACE Digital offers integrated digital services that span across strategic planning, digital marketing, campaign management and web development services. Our journey began in 2015 and since then, we have established a wide variety of experience working with companies from small businesses to MNCs.
As a performance-driven marketing agency, we have since helped hundreds of clients to build an effective online presence, reach out to wider audiences and generate a consistent stream of leads and revenue for their brands and businesses.
Some of the key clients we have worked with include Changi General Hospital, Cigna, Prudential, SD Biosensor, Tuffi Group, Eagle Brand, Bio-home and YMCA.
Get a free consultation and proposal package for performance driven marketing campaigns to scale your business!
Users of FindTheLoan.com enjoy the following benefits: Reach us at https://kace.digital/contact/
- 1 hour discovery session with our digital marketing specialist
- free keyword research for SEO/SEM campaign
- free web audit report
- receive a digital marketing strategy and proposal to grow your business
Your key to successful startup equity fund raising
S Capital Consolidated is a leading consultancy firm specializing in startup equity fundraising, investments, and asset management. The company has an impressive background, having worked with several multinational corporations.
Throughout its journey, the consultancy has played a key role in several start-ups that have achieved global recognition. The company possesses a wealth of experience in managing businesses, effective equity fundraising, IPO journeys, and profitable exits, both directly and indirectly.
In addition to its many accomplishments, S Capital Consolidated is also an accredited angel investor company registered with the Securities Commission of Malaysia.
The company has produced a book on the start-up business scene and is highly sought-after as a consultancy and training for hundreds of SMEs, as well as some listed companies. It also provided talks and workshops on investments and management at several prestigious universities in Singapore and Malaysia as well as private companies.
Contact us by leaving your contact here https://forms.gle/yCR7XDVNMhcEkm3s9
Free multi-currency account that can hold 50+ currencies.
Wise account
Open a business account where you can hold 50+ currencies! Get unique local account details for the US, Eurozone, UK, Australia, New Zealand, Singapore, Turkey and Hungary to receive payments and convert between balances at the mid-market exchange rate and low fees! Send money to 50+ currencies at the mid-market exchange rate and a transparent, upfront fee.
Wise Mastercard or VISA debit card
Spend in any currency and have money converted at the mid-market rate
Withdraw $250 cash/twice a month without fees every 30 rolling days
Freeze & unfreeze card instantly via the app
Visit https://wise.prf.hn/click/camref:1100lqIiF to find out more!
Selected participant of HKSTP BFSI accelerator
The Banking, Financial Services and Insurance (BFSI) Accelerator 2022 is an annual accelerator programme by Hong Kong Science & Technology Parks Corporation and with BFSI partners in order to foster collaboration across the industry. Shortlisted tech ventures will have the opportunity to co-create and conduct proof-of-concept (POC) via Hong Kong Science & Technology Parks Corporation (HKSTP) Fintech Virtual Lab with corporate partners.
Tech Ventures from around the globe apply to submit solution proposals in addressing FOUR challenging areas of BFSI partners: Customer 360, Fraud Detection, Know Your Customer / Anti-Money Laundering, and Risk Management & FindTheLoan.com is very proud to be one of the startups selected to participate in the programme.
Selected participant of FWD Start-Up Studio
Established in Asia in 2013, FWD is the insurance business of investment group, Pacific Century Group. FWD Start-up Studio is a bi-annual pre-accelerator programme to help aspiring entrepreneurs and start-ups ideate, validate and fine-tune their business and go-to-market plans for Fintech, Insurtech, Takafultech, Islamic Fintech and Web3 start-up idea. Through this 12-week-long pre-acceleration, participants will be able to identify new opportunities to enhance the ecosystem and value chain.
The final day of the programme culminates in a Demo Day where top teams present their pitches to investors throughout the region. The top teams of the programme will receive an investment of RM 150k to kickstart their idea and also the potential for paid Proofs-of-Concept (POCs) with FWD. FindTheLoan.com is very proud to be one of the few startups selected to participate in the programme out of the hundred plus startups that applied.
Do business like a local with WorldFirst
WorldFirst is a subsidiary of Ant Group( formerly known as Ant Financial) and is regulated by the Monetary Authority of Singapore. Since 2004, WorldFirst helps 250,000 over businesses move money across the world.
Enjoy these features in World Account:
Receive international payments – from marketplaces, overseas buyers, online card payment processors and more.
Make payments using domestic payment networks vs. expensive traditional international bank networks. This will save you money and reduce your costs.
Open currency accounts in 14 currencies in as little as 30 seconds, for free, and move and convert your balance between your accounts quickly. No opening fee, no subscription fee, no minimum threshold.
Pay in 43 currencies to suppliers, bulk payments to employees and manage your multi-user access all within World Account.
<Open a free account today @ https://portal.worldfirst.com/register?region=SG&affiliate_id=8687>
Streamline Work: Track, Schedule & Pay with Ease!
Discover the ultimate solution for small and medium-sized businesses seeking efficient employee scheduling, accurate time tracking, and hassle-free payroll management. Introducing BuddyPunch, a cutting-edge software designed to empower businesses with seamless workforce management.
Track employee work hours with precision and transparency using BuddyPunch's advanced time-tracking capabilities. Say goodbye to manual timecards and embrace accurate, automated timekeeping that ensures fairness and eliminates errors.
Key Features:
Effortless Employee Scheduling: Craft optimized schedules quickly and reduce conflicts.
Accurate Time Tracking: Automate timekeeping for precision and transparency.
Seamless Payroll Management: Simplify payroll processing and enhance accuracy.
Industry Adaptability: Suitable for various sectors, including retail, hospitality, and more.
User-Friendly Interface: Intuitive design for easy navigation and quick adoption.
Enjoy a free trial by going to: https://try.buddypunch.com/m0d2f3jyg18k
Accept all payment methods, anywhere you sell!
HitPay is a one-stop payment platform that helps SMEs receive in-person and online payments in just a few clicks, no coding required.
With HitPay, you can accept local and international payment methods including PayNow, GrabPay, ShopeePay, credit cards, Buy Now Pay Later, and GIRO.
Thousands of businesses across Singapore have grown with HitPay’s payment solutions — which include Shopify and WooCommerce plugins, payment links, invoicing, recurring billing, POS terminals, and more. Plus, you can easily manage all HitPay-enabled online and in-person payments on the easy-to-use dashboard.
FindTheLoan.com uses HitPay, which allowed us to save dozens of man-hours having to reconcile payments manually, enabling us to pay referrers much faster. Check out HitPay here!
Connecting early-stage startups with over 80 investors
Accelerate your startup journey through Seedefy's innovative platform. Seedefy connects you directly with an exclusive global network of investors who share your vision. In a landscape characterized by meritocracy, distinguish yourself through Seedefy by leveraging on due diligence and community support.
FindTheLoan audiences now get a 10% discount joining Seedefy with benefits such as;
Simply write to info@seedefy.com and quote the referral code "findtheloan" to enjoy the discount! Visit seedefy.com to find out more.
Expand without borders—GoGlobal makes global growth easy
Welcome to Go Global Services, your gateway to strategic business expansion worldwide. Trusted by a diverse clientele, including startups and multinational corporations, we specialise in delivering targeted solutions to maximise your international growth.
Discover our comprehensive range of services:
1)Fractional Chief Marketing Officer: Gain expert marketing leadership without the full-time commitment.
2)Sales Prospecting Intelligence Engagement: Harness actionable insights to drive sales in new markets.
3)Business Matching Engagement: Facilitate valuable connections with potential partners and clients globally.
4)Overseas Marketing Representative: Localize your marketing efforts effectively in key international markets.
Take the first step towards expanding your global footprint with a Free Strategy Session. Our experienced consultants are ready to craft a customised plan tailored to your business goals.
Contact us HERE today to explore how Go Global Services can accelerate your international success.