Reviews: what to know before choosing a lender or broker
CIMB Personal Loan - We "reviewed" it for you!
01 Oct 2025 BY Daniel Tan
You probably wanted to understand how the loan works, how banks charge, or how soon they reply. You were searching online about CIMB when you found this article. Sadly, it doesn’t work that way, as described here. While MAS issued the Guidelines on Standards of Conduct for Digital Advertising Activities, they remain inadequate. In the UK,…
Read MoreMaybank CreditAble Term Loan - Not your usual product review.
01 Oct 2025 BY Celest Teo
It’s normal to want to know how banks charge, how long they take to respond, or how loans are structured. You were trying to find information about Maybank online when you found this article. But as explained here, it doesn’t work that way. Although MAS introduced the Guidelines on Standards of Conduct for Digital Advertising Activities, …
Read MoreHSBC Personal Loan- Not your usual product review.
01 Oct 2025 BY Daniel Tan
You may have wondered how the HSBC loan process works, how banks charge, or how long they take to reply. You were trying to find it online when you saw this link. Unfortunately, it doesn’t work that way as detailed here. While MAS released the Guidelines on Standards of Conduct for Digital Advertising Activities, they still have gaps. Unl…
Read MoreSCB's CashOne Personal Loan - Not your usual product review.
01 Oct 2025 BY Daniel Tan
You’re probably wondering how Standard Chartered Bank's loans actually work, how banks determine fees, or how long they take to respond. Sadly, as mentioned here, such details are only clear post-application. Although MAS has since released the Guidelines on Standards of Conduct for Digital Advertising Activities, we think more needs to b…
Read MoreCitibank Personal Loan - Not your usual product review.
01 Oct 2025 BY Lee Shuen Min
As we have seen so many “comparison” websites or bloggers reviewing it, we thought we would chip in, but with a twist. Instead of asking Citibank Personal Loan the best loan for you, maybe what you should be asking is can you trust the information they provide, or are those loan comparison websites really comparing loans for you? You’re p…
Read MoreUOB Personal Loan - What You Need to Know Before Using It
01 Oct 2025 BY Daniel Tan
First Founded during the Great Depression in 1935 as United Chinese Bank (UCB) by a group of Hoklo businessmen - the bank operated from a single branch bank and engaged in short-term loans to a segment of local businessmen, to be precise, Hokkien Chinese businessmen in Singapore. You were probably curious about how their works loan works,…
Read MoreDBS/POSB Personal Loan - What You Need to Know Before Using It
01 Oct 2025 BY Daniel Tan
You wanted to read up on DBS/POSB personal loans? You were probably trying to understand how they determine rates, how their loans work, or how long replies take. You were trying to find it online when you saw this link/ Sadly, it doesn’t work that way, as outlined here. Although MAS introduced the Guidelines on Standards of Conduct for D…
Read MoreOCBC Personal Loan - What You Need to Know Before Using It
01 Oct 2025 BY Shuen Min Lee
OCBC Personal Loan. As we have seen so many “comparison” websites or bloggers reviewing it, we thought we would chip in, but with a twist. Many readers want to know how OCBC or various banks calculate their charges, how fast they respond, or how the loan process really works. You were searching online when you found this article. Unfortun…
Read MoreRedbrick mortgage - What You Need to Know Before Using It
01 Oct 2025 BY Daniel Tan
Redbrick Mortgage is one of the largest loan brokerage firms in Singapore, focused on home loans. Unlike some brokers that handle both SME business owners and consumers seeking personal or home loans, Redbrick concentrates solely on this segment.Though it appears, based on looking at some of the employees’ LinkedIn profiles, that it doesn…
Read MoreLendela – you wouldn't use it after you see what we found.
01 Oct 2025 BY Daniel Tan
Ever heard of the phrase "has diagnosed the disease — and is selling it?" Lendela presents itself as a loan matchmaking platform that connects borrowers with multiple lenders, streamlining the loan application process. Users can browse and select from a range of personalized offers, with its intuitive interface making the journey quick an…
Read More