Reviews: what to know before choosing a lender or broker
Linkflow capital - We checked it out for you.
06 Oct 2025 BY Lee Shuen Min
Linkflow Capital is one of Singapore’s better-known SME loan brokerages. Founded by former bankers, the firm positions itself as an independent advisory that helps business owners secure working capital, trade financing, and equipment loans. It presents a familiar promise: professional guidance, wide lender coverage, and faster approvals.…
Read MoreFinanceGuru -We checked it out for you.
06 Oct 2025 BY Lee Shuen Min
FinanceGuru is one of the few loan brokers in Singapore that offers a wide range of financing options — from home and personal loans to SME and renovation loans. On paper, it seems to be a convenient, all-in-one solution for borrowers who prefer dealing with a single point of contact rather than multiple banks. But as we’ve seen across ou…
Read MorePropertyGuru Finance - We checked it out for you
06 Oct 2025 BY Daniel Tan
PropertyGuru Finance is the mortgage arm of PropertyGuru Group, one of the most well-known property platforms in Singapore. It focuses primarily on home loans and refinancing, offering borrowers a way to secure mortgage packages while browsing property listings on the same site. In that sense, PropertyGuru Finance acts as a natural extens…
Read MoreSingSaver. Objective loan comparison? Here’s what regulators have to say.
03 Oct 2025 BY Daniel Tan
Many so-called loan comparison websites or platforms present themselves as neutral guides for consumers. They claim to simplify choices and help borrowers identify the 'best' loan or financial product. But dig deeper, and the picture is often far less objective. In practice, what many consumers see is not a fair playing field, but often, …
Read MoreDo MoneySmart really compare loans for you? See what their users and regulators are saying
03 Oct 2025 BY Daniel Tan
Not all review sites are what they claim to be—many are nothing more than sponsored listing sites, serving the advertisers that pay them, not you. Across markets from the U.S. to Australia, regulators are finding that these platforms often prioritize results based on the highest payment, not on what’s truly best for the customer or consum…
Read MoreUOB SME Loan - What You Need to Know Before Using It
02 Oct 2025 BY Celest Teo
You probably wanted to understand how UOB's loan works, how banks charge, or how quickly they can respond. And you were searching online when you found this article. Unfortunately, as explained here, it doesn’t work that way — many of these details remain unknown until you actually apply. While MAS issued the Guidelines on Standards of Co…
Read MoreCitibank corporate loan. Not the review you were expecting.
02 Oct 2025 BY Celest Teo
Citibank corporate loan. Not the review you were expecting. Very catchy title right? Here's why. We understand you may want to know more about how their loans work, bank charges, or response times. And you were searching online when you found this article. Sadly, it doesn’t quite work that way as outlined here. While MAS introduced the Gu…
Read MoreStand Chart's SME loan. The review you wouldn't find anywhere else for a reason.
02 Oct 2025 BY Daniel Tan
We understand you may want to know more about how SCB's loans work, bank charges, or response times. And you were searching online when you found this link. Sadly, it doesn’t quite work that way as outlined here. MAS introduced the Guidelines on Standards of Conduct for Digital Advertising Activities in September, but in our opinion, they…
Read MoreHSBC Working Capital Loan - the review you were not expecting.
02 Oct 2025 BY Celest Teo
HSBC Working Captial Loan - the review you were not expecting. Know why we wrote it this way? Because you were probably expecting some "neutral" website to review and write about it so you don't have to do your research? It’s natural to want to know how their loans work, how HSBC charges, or how soon they can respond. Unfortunately, as ex…
Read MoreMaybank Business Term Loan
02 Oct 2025 BY Daniel Tan
You might be hoping to understand how Maybank's loan works, what they charge, or how soon you’ll hear back. And you were searching online when you found this article. Sadly, as outlined here, it doesn’t work that way — much of it can only be confirmed once you apply. Although MAS has introduced the Guidelines on Standards of Conduct for D…
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