Reviews: what to know before choosing a lender or broker
Goldhill services - Once you see what we uncovered, you wouldn’t want to use it.
19 May 2026 BY Daniel Tan
For over a year, we have been writing about just how misleading the loan intermediaries are and asking our readers to support us in the push for regulations. From catching loan comparison websites essentially admitting that they have been misleading borrowers for years, to loan brokers contradicting themselves and being caught for fake re…
Read MoreEarth Advisory - What You Need to Know Before Using It
23 Apr 2026 BY Daniel Tan
Earth Advisory presents itself as a financing advisory firm that helps businesses secure loans through its network of lenders. Like many firms in this space, it emphasizes guidance, access to financing options, and support throughout the application process. From its positioning, the focus appears to be on helping borrowers navigate finan…
Read MoreMirae Advisory - What You Need to Know Before Using It
08 Apr 2026 BY Celest Teo
Mirae Advisory Group presents itself as a financing advisory firm that assists businesses in securing loans through a network of lenders. Like many firms in this space, it emphasizes guidance, access to multiple lenders, and support throughout the loan application process. From its positioning, the focus appears to be on helping borrowers…
Read Morecredible.sg - Is it really credible?
26 Nov 2025 BY Daniel Tan
Credible is a new product by Moneysmart. But why a new product or website that seems to cannibalize their existing websites?Because not every comparison site is what it claims — a large number are essentially sponsored listing platforms built to favour paying advertisers, not the users seeking honest guidance.Regulators in markets from th…
Read MoreWhat happens when you apply for a loan with minimal documentations?
15 Nov 2025 BY Daniel Tan
This may not be the article you had in mind, but trust us — it’s the one that can actually help you. Invest one minute and you could save thousands. Even ex-lenders have warned about this.Many brokers (and even some lenders, but more on that later) claim they can help you get a loan without any or minimal documentation, just to stand out …
Read MoreHow long it really takes to get a loan?
15 Nov 2025 BY Daniel Tan
It may not seem like the article you were searching for, but it’s the one that matters. A single minute spent on this article could save you thousands of dollars. And yes, even ex-lenders have spoken up about it.No one controls how fast a lender responds. If a thousand brokers are all promising speed, who do you think gets prioritized? Ce…
Read MoreHow to get a loan with a poor credit score?
15 Nov 2025 BY Daniel Tan
This might not be the article you came looking for — but it’s the one you need to read. Just one minute could save you thousands of dollars, especially when even former lenders are now speaking out.Many brokers (and even some websites, but more on that later) claim they can help you despite your poor credit score, just to stand out from o…
Read MoreHere is what you need to know about negotiating a loan
15 Nov 2025 BY Lee Shuen Min
This might not be the article you are looking for, but we assure you it is the article you need. The one minute it takes to read this article could save you thousands of dollars. Because even ex-lenders have spoken out. From claims of negotiating better interest rates on your behalf to promises of lightning-fast loan approvals, we've hear…
Read MoreANEXT Bank Business Loan. Not your typical bank loan review.
16 Oct 2025 BY Celest Teo
ANEXT Bank is a digital wholesale bank based in Singapore, and a wholly-owned subsidiary of Ant International. Regulated by the Monetary Authority of Singapore (MAS) since 2022, it primarily serves small and medium-sized enterprises (SMEs) with a range of digital financial services. I know you probably wanted to learn more about how the l…
Read MoreThe Financial Network (TFN) - - We checked it out for you.
06 Oct 2025 BY Lee Shuen Min
The Financial Network (TFN) is a Singapore-based loan broker founded in 2015. It presents itself as a boutique financial consultancy that helps consumers and business owners compare loans from multiple financial institutions. TFN’s website and listings describe it as an intermediary that “works with all banks in Singapore” to match borrow…
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