A bridging loan as the name implies is a loan to “bridge” the time between the proceeds from the sale of your old home and the money/loan to make a down payment for the new property for the interim and thus the name interim loan. Other names used by lenders include Bridge Loan, Interim Financing, Gap Financing or Swing Loan.
A business may need short-term cash flow in instances where they have works or projects that ensure funds would be coming in but need some cash upfront to, say, pay for raw materials. Technically that is an intention rather than a loan type as many types of loans can serve that purpose. Though many relationship managers and salespeople may call it a bridging loan, confusing the purpose, for a loan type or trying to be different so that the borrower cannot easily find the same loan type on another bank's website - another problem you will not have if you use FindTheLoan.com to Find The Loan you need!