Whether you are a private limited, sole proprietorship or partnership, we have a Financing Partner that can serve you.
However, most banks and lenders do not fund the following: (especially under program lending)
1. Moneylender and massage parlours
2. Currency, Commodities and Precious metal (all types) traders
3. MLM / Pyramid Scheme Companies
4. Investment holding Companies
5. Real Estate Investment, Financial Institutions and Investment Fund Companies
6. Shell companies
Some lenders also do not fund foreign companies or limit their exposure to certain sectors such as Construction, Marine and Oil. With FindTheLoan.com you do not have to apply with individual lenders one by one, only to find out that they do not serve your industry. Simply reach all our Financing Partners with one simple submission, compare, and Find The Loan you need.
To get started, sign up/apply here. If you are an individual or a foreigner, please check out this FAQ instead.
If you are a local company but not with 100% shareholders, different lenders are willing to work with borrowers of various holding percentages. The advantage of using Singapore's first loan marketplace is you do not have to figure out who you should be speaking with - the platform will be able to based on your inputs, tell you to whom you should be sending your enquiry, and reach all of them in just one application instead of one by one.
Even companies with 0% local shareholding have lenders willing to lend to depending on the loan types you are looking at. Generally, if you can provide some form of securities for the lender, they would be willing to consider it.
Lenders look at these 5 things when deciding if they should lend to you and at how much. They also care about in the event of a default, what are their legal recourse over you. The more of their concerns that you can allay through your financial info, the more likely you can get a loan.